Loan Instructions-School Information
1.Application conditions:
(1) Students whose family’s total annual income is less than 120 million yuan (including 120 million yuan) can apply for interest-free loans during their studies.
(2) Students whose family’s total annual income exceeds RMB 120 million to RMB 148 million (inclusive), and students with two or more (inclusive) siblings or children, can apply for interest-free loans during their studies.
(3) Students whose family’s total annual income exceeds 148 million yuan:
a. If there are 2 students plus brothers, sisters or children, they need to pay for the full interest loan during their studies.
b. Students with more than three (inclusive) siblings or children can apply for interest-free loans during their studies.
(4) The “brothers, sisters” and “children” mentioned above are minors or adults who are studying in domestic public or private schools.
(5) The annual family income shall be sent by the school to the Financial Information Center of the Ministry of Finance for verification.
2.Related file downloads:
Student loan related regulations and loan application process
"Study Loan Points, Lines and Faces" Lecture Presentation
3.Download legal basis:
Measures for student loans for senior secondary schools and above
Key points for student loan assignments for senior secondary schools and above
4.application process:
Those who do not apply for credit credits (including general undergraduate students and master’s and doctoral students who do not apply for credit credits)
Those who apply for credit credits (including those who apply for lifetime extensions, elective minors, education programs, and master's and doctoral programs)
6.Apply online:
Ask students to link to iNccuAizheng big platform/School Affairs System Web Portal/Student Information System/Financial Services/Study Loan Application, go to the Overseas Chinese Affairs Section during the announced payment time.