criminal appearance

modus operandi

Scratch Lottery, Mark Six Lottery Fraud

1. The fraud syndicate prints a large number of scratch-off lottery tickets and sends them out, and the recipient will win a huge bonus every time he scratches. When the victim calls to inquire, the other party asks for an advance payment of XNUMX% tax, and then the gangster uses the lottery money as a membership fee. To collect, ask for additional payment of membership fees, and use the excuse that the company has already signed the Mark Six Lottery on behalf of the company, repeating the cycle of fraud.

2. The fraud group publishes or distributes advertisements, falsely claiming to be an international group company, and negotiating with mainland authorities to exclusively lock and control the Mark Six Lottery of the Hong Kong Lottery Bureau. If there is a mistake, it is willing to pay tens of millions of dollars in compensation, etc. Confidence and fraud.

3. The fraud syndicate placed the scratch-off tickets in the cartons of well-known products, leading consumers to mistakenly believe that the scratch-off tickets were a promotional activity from the manufacturer. After checking the phone number on the scratch-off tickets, the tax was remitted to the designated account.

4. The fraud group used newspapers to publish the list of winners, and printed a photo of the Chief Executive of the Hong Kong SAR, Tung Chee-hwa, as the person in charge of the group on the leaflet to win the trust of the public.

credit card fraud

1. After the gangsters managed to learn the internal code of the consumer's credit card in advance, they used it to forge (change) the credit card, and then colluded with the merchants to spend a lot of money.

2. The gangster forged or found someone else's lost ID card, applied for a credit card from the bank and then used it to steal the money.

3. The criminal intercepted the original applicant before receiving the credit card sent by the bank and then stole the credit card.

4. The gangster used a blank credit card, printed the cardholder's identity information, card number and card issuance date with an embossing machine, a coding machine, and a hot stamping machine to make a copy of the credit card that looked like an authentic one. Then he colluded with the manufacturer to swipe the card, and then requested the bank to settle the claim. share interests.

5. The victim used his credit card to shop online on his computer, and his credit card number was intercepted by cyber hackers, and was then used fraudulently.

Mobile SMS Scam

Criminals use computers to send text messages to mobile phones saying "win a car" or "win a big prize", making the recipients of the text messages mistakenly think they have won a prize. The fraud group then requires people to pay taxes first in order to keep the winning gifts, defrauding people of their money or in the text messages. A set of premium toll phone numbers such as 0941, 0951, 0204, 0209, etc. were left behind and asked for a call back. Some users believed the phone number and called back using their mobile phones. The other party made excuses to chat and extend the call time, taking the opportunity to fraudulently collect phone fees.

Debit card remittance fraud

The gangsters use the general media, the Internet or distribute flyers to sell good-looking goods at super low prices. When people call to inquire about prices, they say there is a good opportunity and they no longer need to buy immediately by debit card transfer. They then take advantage of the fact that ordinary people do not understand Transfer procedures, and design a set of complicated operation sequence instructions. After following the instructions, the amount of successful transfer is often dozens of times the original fee, in order to achieve the purpose of fraudulently transferring the victim's deposit.

Online shopping fraud

The gangsters advertise very cheap products on the Internet to induce people to remit money, and then use inferior products to top up the amount. After the transaction is completed, they avoid meeting each other.

Online banking transfer fraud

The gangsters publish advertisements or distribute flyers in newspapers, claiming to help people get loans, join franchises, purchase foreclosed items, etc., and require victims to open an account in their designated bank first, deposit an appropriate amount of royalties or deposits, and set up a transfer account agreed by telephone voice ( Online banking services and voice inquiry account balance), and then the criminals ask the victim to provide the voice inquiry balance password and identity documents, address and other related information for confirmation, and use the telephone voice transfer function (online electronic transactions) to transfer the victim's deposits away .

ATM fraud

Criminals take advantage of people's desire for convenience by placing fake cash machines in amusement parks, temporary markets, and night markets, or putting fake keyboards on cash machine keyboards. When people put in their credit cards or debit cards or press the keys, they can record their passwords and then steal them. Receive deposit.

Fraud on fake certificates and certificates

Gangsters use sophisticated techniques to forge or alter identity documents or licenses, warrants, documents and other documents issued by government agencies to carry out various fraudulent activities; such as forging (altering) someone else's identity card to apply for a passport, or using fake documents to apply for a passport. Territorial title deeds, etc.

Sintra Scam

Working in groups of two or three, they lie to the victim that one of them is a fool and possesses a huge amount of money or gold jewelry. They take advantage of human nature's weakness for petty gains and gain, arouse the victim's greed, and defraud property by "pretending to be a pig and eating a tiger". , combined with techniques such as "swapping", using counterfeit banknotes or fake gold jewelry to defraud money.

Fake ingots and gold jewelry fraud

One or two people, dressed in ordinary clothes, pretend to the victim that they have gold ingots, gold bars or rings and other gold ornaments that have just been unearthed. They are in urgent need of money and are willing to sell them at a low price, causing the victim to become greedy and commit suicide. Purchase scammed.

Ticket fraud (Guava ticket fraud)

1. Open a checking deposit account in a bank and use bad checks to fraudulently purchase goods, borrow money or pay off debts.

2. Establish an account in the name of another person to collect checks, or open an account in the name of another person, collect checks and sell them for others to issue bad checks for the purpose of fraud.

Fake bank number fraud

1. Publish advertisements to create fake bank accounts, recruit employees, and use employment as bait to defraud employment deposits.

2. The fraud crime of selling unified invoices under false bank numbers to facilitate others to evade taxes.

3. Make up a fake company number and use bad checks to purchase goods or borrow money to achieve the purpose of swindling money.

4. Pretend that the business is highly profitable, and use the excuse of lack of funds to take advantage of people's psychological weakness of greed for huge profits, lure them into shares, and swindle money from everywhere.

Wealthy investment fraud

They use huge profit-making industries such as major land development or patent cases as bait to give investors some benefits in the early stage. When the money reaches a certain saturation point, they declare bankruptcy and abscond, causing investors to suffer financial losses.

Vicious bankruptcy fraud

People mistakenly believe that the business and financial status of the company are good, so as to purchase large quantities of goods or borrow money from outside, and then break up the property into parts, declare bankruptcy, continue to repay at a very low amount, and ask the victim to give up the remaining claims. This is commonly known as "bankruptcy fraud."

The mutual aid association defrauds money (instead, it defrauds)

He established the association and appointed himself as the president, secretly bid for membership fees in succession in the name of the members, and then absconded with the money.

real estate sale fraud

1. Selling one house for several units: selling real estate that has been sold but has not been registered for ownership transfer and sold again.

2. The seller transfers the real estate to the buyer, and before the transfer registration is completed, he mortgages the real estate again and makes a loan to the mortgagee, or transfers the mortgaged real estate to the buyer without mortgage. Priced to sell.

3. Publish advertisements using fictitious facts to lure investment or pre-sale houses in order to defraud deposits.

Counterfeit goods fraud

Gangsters use crowded places to display high-end jewelry or supplies, and there is a large signboard stating that it is a large-scale auction of pawned items in a major pawn shop, and the actual value is often less than one-tenth of the selling price.

Investigate fraud

The gangsters used the name of a certain investigation at unspecified locations, conference venues, briefings, large gatherings or on the roadside, and used the bait of getting souvenirs by simply filling in the information, so that others could fill in their personal information, including their ID cards. Criminals then use this information to fraudulently obtain credit cards or other securities.

insurance fraud

1. If a patient obtains a false health certificate through bribery or other illegal methods, signs up for a life insurance policy, and dies immediately, the beneficiary will receive the insurance money.

2. Deliberately damage insured houses, cars and other products or falsely report them as stolen, causing the insured subject matter to be lost in order to fraudulently claim insurance benefits.

3. Signing an insurance contract for a relative, someone else, or oneself, and then murdering a relative, someone else, or finding someone to die on their behalf, in order to fraudulently collect the insurance money.

fraudulent purchase of property fraud

Pretend to be buying, take advantage of merchants' profit-making and business trust mentality, and then escape after obtaining the property.

Witchcraft or religious fraud

Taking advantage of other people's superstitious psychology, intimidating the victim with the theory of ghosts and gods, and then pretending to be able to do magic, eliminate disasters, remove misfortune, bring luck, pray for blessings, etc.; or provide fortune telling, divination and other services, thereby "defrauding money and sex" Purpose; or in the name of building temples, temples, etc., to raise funds and extort money from believers.

Serious illness medical fraud

Similar to the Jin Guang Party's fraud model, a group of three to five people will pretend to be a famous doctor to people who are seriously ill or chronically ill or their family members, and have precious medicines and folk prescriptions that can cure their diseases, and take advantage of the victims or their family members. Frustration, despair and a temporary mentality lead to defrauding huge medical bills.

fake identity fraud

For example, pretending to be a judicial investigator to collect red envelopes; pretending to be a police officer to conduct inspections or handle cases to collect money; pretending to be a public welfare organization to defraud donations; pretending to be a social worker to issue pensions to the elderly, defrauding passbooks and seals and then stealing deposits; pretending to be a talent scout who wants to go to the entertainment industry It's all about developing young girls, cheating money and sex, etc.

labor fraud

Under the guise of doing things for others or a specific service, asking for advance payment or fees required for the work, and defrauding other people's finances, such as what is commonly known as "○○ scalpers".

Brokerage fraud

Taking advantage of the opportunity of contracting between the two parties through the media to defraud other people's property. For example, they pretend to introduce jobs or introduce foreign or mainland brides, and defraud introduction fees, deposits or agency fees, etc.

Job Trap Fraud

Advertisements are advertised for "princess", "male publicist" or "film or singer" with high salary and easy job, and the applicants are defrauded of deposits, security deposits, installation fees, training fees, replacement deposits and other fraudulent money.

Illegal pyramid scheme fraud

Unscrupulous businesses use the performance bonus and dividend system as a guise, but in fact use the "rat club" method of pyramid selling products to defraud job seekers of money and labor.

Marriage and dating fraud

Falsely claiming to be unmarried or divorced, taking advantage of others' eagerness to make friends, find a marriage partner, or renew their relationship, use marriage or making friends as bait to defraud the other party of their property, and then use pretexts to delay or leave.

False reporting of injuries, first aid fraud

Lie to the victim that a relative, friend or classmate has suffered a car accident or other major accident and needs money urgently. Taking advantage of the victim's temporary panic, urgency, and lack of time to think and verify, he hastily mistrusts the criminal and is deceived and loses money.

Fraud by gangsters

A group of three to five people who are skilled in gambling set up a fraudulent gambling game, using high-level gambling skills or gambling equipment, and using technological electronic equipment to defraud the public.

fake goods fraud

Scamming property by selling items that have no real value, such as selling counterfeit (inferior) medicine, counterfeit (inferior) wine for profit, etc.

Pretending to be an agency loan fraud

Publish advertisements in newspapers, pretending that they can handle loan matters for people who are in urgent need of money, thereby defrauding the victims of lawyer (agent) handling fees, deposits, etc.

False claims of injuries and illnesses, poverty fraud

Pretending to be sick or injured, or claiming to be poor or poor, is a way of gaining sympathy from others and defrauding people of car fares, medical expenses, or living expenses.

Excessive towing vehicle fee fraud

When the victim's vehicle breaks down on a road (especially a highway), the towing operator charges an apparently disproportionately high fee from the victim after the vehicle is towed or repaired.

weights and measures fraud

When merchants sell goods or provide services, they secretly tamper with legally-coded scales, such as buying and selling fruits and vegetables that are underweight, or taxi stopwatches that speed up, etc., in order to make more money.

Advertising for sale fraud

Pretend that BMW, BENZ and other high-end luxury cars, valuable pictures or precious gold jewelry, stereos and other items are in urgent need of sale, collect a deposit from the victim, and give a check of the same amount as proof, and defraud the victim's identity document on the grounds that transfer of ownership or other reasons is required. , seal, disappeared, and continued to commit fraud.

Fake Fundraising Scam

Distributing disaster relief leaflets in the name of hometown associations, alumni associations, well-known enterprises, public welfare groups or public opinion representatives, taking advantage of people's goodwill mentality, and remitting money to designated accounts to commit fraud.

Fake job application accounting fraud

Applying for a job as a company employee (accountant) with a fraudulent ID card, and taking advantage of the opportunity to obtain (spoof) the company's passbook, seal, ATM card, company seal, etc., go to the bank and steal them all.

Pretending to be an agency for "US dollar amount" credit card fraud

The criminal group published advertisements in the media, falsely using the name of a foreign branch of a bank, pretending to be a representative of a foreign branch of a bank in Taiwan, and could handle the bank's high-value "US dollar limit" credit cards, thereby defrauding people of handling fees.

Illegal foreign exchange and futures speculation fraud

In the name of an investment company, investment lectures are held to attract young students and newcomers to society who pursue high salaries and are interested in investment and financial management. They use "foreign exchange margin trading" as a bait to obtain huge profits, and encourage unsuspecting customers to join foreign exchange and futures trading. In the transaction, the client conducts illegal foreign exchange and futures betting with the investment company, and uses falsely manipulated foreign exchange and futures market changes to defraud the client, causing the client to lose all his money.

Fraud by pretending to be a foreign university offering classes or study tours in Taiwan

Advertisements are posted to foreign universities that are not officially recognized by the Ministry of Education, or under the pretext of hosting study tours and offering classes in Taiwan to confer degrees, in order to defraud tuition fees.

Fortune telling, feng shui and changing luck are really a scam

Taking advantage of people's superstitious psychology, they defraud and obtain high fees in the name of fortune telling, fortune telling, feng shui, eliminating disasters, relieving misfortune, changing luck, and building tombs.

Fake affair credit fraud

Illegal credit reporting agencies took advantage of the clients' urgent need to collect evidence of their spouse's affair, directed, acted, filmed, edited and collected evidence videos, and charged fees from the victims.

Slimming Beauty Salon Scam

1. Four steps of deception in slimming and beauty centers - temptation, promotion, dodge, intimidation - fake success stories (guest appearances by our own people).

2. In order to break through the defenses of consumers, slimming centers often use quick solutions to defeat them one by one, making customers who go together mistakenly think that their companions have signed a contract, so they also sign the contract. At the same time, the courses advertised by the industry may sound cheap and good, but the industry often deliberately criticizes customers' body shapes, forcing customers to spend a lot of money to buy more courses and supplies.

Counterfeit credit card fraud

Criminal groups use skimming machines to steal credit card numbers from stores in Southeast Asian countries and then use forged gold cards in Taiwan to make fraudulent purchases.

To solicit tourism fraud

The gangsters pretended to be travel agencies or cruise companies and distributed travel advertisements, claiming to offer the best prices to attract people. They used the excuse of applying for a passport as an agent to defraud ID cards, handling fees and other funds, and then disappeared without a trace.

Online credit card fraud

Use the credit card company to post a counterfeit card detection program on the Internet and enter a correct set of credit card numbers. The program will generate thousands to tens of thousands of credit card numbers. The criminals then use the generated card numbers to make illegal online purchases.

Fake bank internet fraud

Copy the web page of an online bank website and fake the name of the bank to provide "current savings deposits", "time deposit principal and interest", "time savings deposit interest rate", "small deposit and lump sum principal and interest" and other functions, causing users to misunderstand Use fake online banks to leak important information such as personal identity documents or bank account numbers and passwords, and then steal them.

Internet Dating Scam

The female gangster used an online chat room to get to know many male netizens, pretending to be a graduate student at a well-known university, shooting commercials part-time after school, etc., and sent photos of TV commercial models to each other, and finally borrowed money from the male netizens under the pretext of a pretext. After getting it, it disappeared without a trace.

Internet smuggling scam

The criminals posted a mailing list business letter on the Internet in a news discussion group with the title "Everyone is here to make money. This is real, not a lie." The letter listed the names and addresses of five people, instructing netizens to mail them to the list. The top five people each receive 100 yuan. Then remove the name of the person listed first from the list, fill in the list for everyone below the second place, and finally put your name in the fifth place, and so on. The letter also told netizens that when their name reaches the first place, they will receive about 70 million yuan.

Internet fake bank account fraud

Set up a fake high-tech company on the Internet, sell high-tech new products at low prices, and display MP3 players and other products on the website. As soon as the company and the website received the money sent by netizens to purchase the products, the company disappeared. , the website was also closed.

Online counterfeit goods fraud

Criminals often post and sell cheap computer burners, mobile phones and other second-hand goods or large repairs and other items on websites and flea markets. They usually trade on a cash-on-delivery basis. The items that victims receive are often defective. or unusable goods or blank or damaged optical discs.

Fake license fraud

In order to evade police investigation, criminals purchase or rent other people's financial institution accounts or identity documents at high prices through the Internet or in newspapers, and then use these documents to apply for bank accounts, and engage in illegal activities such as selling pirated optical discs, fraud, and intimidation to obtain money. Behavior.

False guarantee of admission and employment, fraud

The fraud group uses the government's 11.5 billion yuan public service plan to expand employment as bait online, asking people to pay XNUMX yuan to become a member and guarantee admission and employment opportunities. The content of the electronic advertisement letter stated that the Vocational Training Bureau had released XNUMX job opportunities, and listed county and municipal governments at all levels in the province, Beigao City Councilors, public schools in the province, outstanding state-owned enterprises, banks in various counties and cities, and agricultural and fishermen associations. There are dozens to hundreds of job openings, with false claims that as long as you pay NT$XNUMX to become a member, you are guaranteed to be hired.

Home agency fraud

This type of fraud technique was once very popular in the market. The fraud group used to increase family income as bait. They could make Buddhist beads, crystals, plastic flowers, perfume, postage stickers and other OEM products at home to lure victims and defraud equipment fees and deposits. , escape after the loss.

Porn advertising scams

The fraud group uses small advertisements for sex trade to recruit victims. They first ask the victims to remit the prostitute fees to a designated account, and then ask the victims to "book a room" in a designated hotel to wait for the girl. In the end, they lose both their lives and money.

Fake skin care, real money fraud

This is a fraud method under the guise of "pornography". First, a young girl with a good figure and good looks will give the victim a full-body massage, and then the store staff will lure the victim by saying, "As long as you swipe your card to pay and become a member of this store, you can enjoy... The lady in the store further provided a full set of sexual services," but the victim did not enjoy the sexual services promised by the store after paying. The amount of loss was approximately NT$50,000 to NT$100,000.

Chargeback fraud techniques

The fraud group pretends to be the National Taxation Bureau, Labor Insurance Bureau, Chunghwa Telecom and other agencies, sends mobile phone text messages or calls to contact the victim, pretending that it will refund the victim's taxes, labor insurance premiums or telephone bills, and requires the victim to use an ATM to transfer money. After handling the "tax refund (fee)" procedure, the fraud group then deceives the victim into entering the "password" as instructed, and then transfers the deposit in the victim's account to the fraud group's fictitious account.

SARS epidemic prevention subsidy fraud techniques

This is an emerging fraud technique that emerged in response to the SARS epidemic. The fraud group pretends to be personnel from the health bureaus (offices) of various city and county (city) governments, calls victims who are quarantined at home, and pretends to receive a government subsidy of 5,000 yuan. They also asked the victim to provide an account number and use the "cash machine" to transfer funds, taking the opportunity to transfer the deposits in the victim's account to the fictitious head account created by the fraud group.

Ming card fraud

The gangsters publish advertisements or distribute mobile phone text messages, pretending to have special channels to obtain famous "numbers" such as Hong Kong Mark Six Lottery or Lotto to ensure that you win prizes, and ask lottery fans to send money to buy the "clear numbers" to commit fraud.

Taking advantage of people's fear to deceive

The gangster pretended to be a bank, notified the victim that his personal information had been leaked, and asked the victim to follow the instructions and go to the cash machine to change his password. Out of fear and worry, the victim believed it, went to the cash machine, and followed the gangster's instructions to gradually change and re-enter the account. The deposit was transferred to the fictitious head account of the fraud group.